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How to Send Money with a Debit Card

How to Send Money with a Debit Card

7 minutes

Looking for ways to send money, it is essential to consider not only the fees and transfer time, but the starting point of any money transfer - whether you want to send cash, use a bank account or credit/debit card.

The majority of online services facilitate money transfers from debit cards, however, such an option is usually not available for all countries.

Western Union, one of the most renowned money transfer services, has a handy transfer calculator and allows users to send money online with a debit card, but for most European destinations delivery is available only in cash.

Paysend’s sending and delivery options include debit cards, but unless you register with the service, it is impossible to see if delivery to a debit/credit card is available in your destination country. Additionally, the transaction fee is proportional to the sending amount.

In addition to money transfers, Wise offers multi-currency accounts and debit cards. However, to see your sending and receiving options, you will have to register with the service first. Transfers to bank accounts is a lengthy process and the company informs that additional fees may be charged depending on the country of the recipient’s bank account.

Is there a fast and cheap way to send money online?

There may be a lot of situations when you just need to send money abroad and have it delivered instantly. And, as our societies are faced with hyperinflation and an unprecedented rise in the cost of living, it is exceptionally important to not have to pay a hefty fee for your transfer.

Is there a solution that can satisfy both requirements? Yes! Card-to-card transfers allow you to avoid the fees and waiting time that are an essential part of transfers to and from bank accounts.

Can I make a card-to-card money transfer?

Profee is a new, but already trusted, service that will help you transfer money with a debit card online. All you need to send money online with Profee is your and the recipient’s card details.

Why send money with a debit card?

According to Eurostat, 92% of European households have internet access, and up to 90% of European residents use mobile internet. As of 2022, debit cards account for 9/10 of all cards issued, dominating the European region. With easy access to the global web, owning a credit or debit card makes our daily life so much easier as all our payments and purchases can be done online, slowly making cash obsolete.

This is why, when looking for a way to send money abroad, we will look for the most convenient way - online card-to-card money transfers.

Advantages of sending money using a debit card:

  • Most of us own a credit or debit card;
  • No need to go to an ATM to withdraw cash;
  • You can send money online from the convenience of your own home, sparing the need to go to money transfer services’ offices;
  • Your card is always on hand, no need to look for lengthy account details;
  • Card-to-card transfers are cheaper than cash or bank account transfers.

What is the best service to transfer money from one card to another?

For an instant and cheap money transfer from one card to another, choose Profee.

Profee is available to the residents of the EEA and the UK who own a VISA or Mastercard debit/credit card and allows them to send money online to more than 45 countries around the globe. Choose your and the recipient’s country, enter the amount to be sent or credited to the recipient’s card, and our handy transfer calculator will immediately show you all the information about your transfer, including applied fees and exchange rate (if any).

Take 3 minutes to register an account and make your first online money transfer.

How to send money with Profee?

The whole process is very simple and designed to make your experience as smooth as possible while complying with all relevant European regulations:

  1. Register an account by submitting basic personal information;
  2. Choose from and to countries, enter the transfer amount, as well as your and the recipient’s card details. For example, send money from United Kingdom to Poland;
  3. Confirm the transfer.

As simple as that. In most cases, money is delivered in minutes, though the processing time may depend on the recipient’s bank.

How much money can I send with Profee?

Following European regulations, we have developed a three-level account system with three different limits for your transactions:

  1. Basic. This account level is assigned to you upon registration and facilitates monthly transactions of up to 150 euros.
  2. Plus. If you intend to send bigger amounts or make regular money transfers with a card, a free upgrade to the Plus level will let you send up to EUR 30.000 per year. To get it, log in to your account and follow an automated process to submit your proof of identity and residential address.
  3. Premium. Made for larger card-to-card transactions of up to EUR 100.000 per year. To obtain Premium level, you will be asked to present proof of income. Reach out to our Customer support team and they will guide you in this process.

All Profee accounts are free and can be upgraded at any time to best suit your requirements for money transfers with a debit card.

Why send money with Profee?

Profee is operated by Sibilla Solutions Ltd, a licensed European EMI, that applies the latest technology to secure clients’ data and funds. Some examples include annual PCI DSS certification, using Tier4 data storage centres and 2-factor authentication.

We work hard to minimise fees for international money transfers, and we are proud to offer a transaction fee of as little as 1 €/£ regardless of the sending amount. For small amounts, the fee is even lower, making Profee one of the cheapest services to send money online.

A handy online transfer calculator instantly displays complete information about your transfer before you proceed, including transaction fees, applied exchange rate and delivery time.

How else can I use Profee?

Once registered a free Profee account, you get so much more than a way to send money with a debit card. Profee electronic wallet offers a modern way to manage your personal finances. Profee users can easily:

  • Open multi-currency accounts;
  • Perform in-wallet currency exchange;
  • Issue digital and plastic VISA cards, connect them to Apple/Google Pay;
  • Use Profee cards to pay for goods and services online and in-store;
  • Withdraw cash at ATMs;
  • Send money to other Profee users;
  • Request funds, and much more.

Still have questions or require help to send money with a debit card?

Our multilingual Customer support team is here to assist you with whatever question you may have about sending money using a debit card. Simply text us on chat, send an email to help@profee.com or call +357 22 000 253 to speak to a representative.

Trademarks, logos and other graphic or text elements are owned by the respective right holders. We do not promote third-party brands but provide introductory information only. All the facts mentioned in the article are valid on Jul 10, 2022 – discover the current Profee terms we are offering you right now here.